Philippines Currency Guide — Philippine Peso (PHP) 2026

The Philippine Peso (PHP) is the official currency. Bills come in denominations of 20, 50, 100, 200, 500, and 1,000. Coins are 1, 5, 10, and 20 pesos. Exchange currency at banks or authorized money changers (avoid airport rates). GCash is the dominant mobile wallet — widely accepted even at small shops and for transport. ATMs dispense PHP and are available at malls, banks, and convenience stores. Most charge PHP 200-250 per foreign withdrawal. Visa and Mastercard accepted at hotels and restaurants in tourist areas. Tipping: 10% at restaurants without service charge, PHP 20-50 for hotel porters, round up Grab fares.